Benefits

How It Works

Employers

FAQ

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Give your team Better Benefits, enjoy payroll tax savings

Employees Receive additional benefits including Accident Plan and $0 Co-Pay medical benefits.
Employers Receive happier Employees and payroll tax savings. A true Win-Win ❤️

Supplemental benefits. No change to existing health insurance

100% voluntary - no change for employees who don't participate

Amazing benefits, higher take home pay, lower payroll taxes

See if your business qualifies:

How many employees do you have?

“$17,000 Average employer health insurance cost per employee in 2026 — a 9.5% jump from the year before.”

Max Freedman, Senior Analyst for business.com

“$17,000 Average employer health insurance cost per employee in 2026 — a 9.5% jump from the year before.”

Max Freedman, Senior Analyst for business.com

The Challenge

What happens when benefits fall short?

Employers face rising costs while employees face shrinking coverage. It's a cycle that impacts every part of your business.

Rising Premiums

Health insurance costs keep climbing, squeezing budgets and forcing difficult tradeoffs on coverage.

Rising Premiums

Health insurance costs keep climbing, squeezing budgets and forcing difficult tradeoffs on coverage.

Rising Premiums

Health insurance costs keep climbing, squeezing budgets and forcing difficult tradeoffs on coverage.

Employee Turnover

Employees who feel undervalued leave. Replacing them costs 50–200% of their annual salary.

Employee Turnover

Employees who feel undervalued leave. Replacing them costs 50–200% of their annual salary.

Employee Turnover

Employees who feel undervalued leave. Replacing them costs 50–200% of their annual salary.

Benefit Gaps

Traditional plans leave employees with gaps in mental health, prescriptions, and out-of-pocket costs.

Benefit Gaps

Traditional plans leave employees with gaps in mental health, prescriptions, and out-of-pocket costs.

Benefit Gaps

Traditional plans leave employees with gaps in mental health, prescriptions, and out-of-pocket costs.

Low Satisfaction

Employees who don't feel supported disengage. Morale drops. Recruitment gets harder.

Low Satisfaction

Employees who don't feel supported disengage. Morale drops. Recruitment gets harder.

Low Satisfaction

Employees who don't feel supported disengage. Morale drops. Recruitment gets harder.

Our Solution

Add benefits your employees will love, so will your finance department

A plan that works alongside your existing health insurance plan, not replacing it. Better Benefits matches your business with supplemental benefits that your employees will actually appreciate.

No net cost to your employees

Employers actually save money each month in payroll taxes

Works alongside existing health insurance- no replacement needed

Simple onboarding and ongoing support- we’re just a phone call away

Employee-Sponsored

Employees elect benefits through pre-tax payroll deductions within your existing cafeteria plan.

Fully Administered

Programs are administered by an independent, licensed plan administrator for full compliance.

Employee-Sponsored

Employees elect benefits through pre-tax payroll deductions within your existing cafeteria plan.

The cost reality — backed by data

“Employers say health care plan costs could rise by nearly 9% on average in 2026 if they don’t take action to control costs.”

Berkeley Lovelace Jr., Health & Medical reporter for NBC News

“Employers say health care plan costs could rise by nearly 9% on average in 2026 if they don’t take action to control costs.”

Berkeley Lovelace Jr., Health & Medical reporter for NBC News

0/7

$0 Copay Tele-Health

0+

$0 Copay Medications

0+

Retail Pharmacies

$0 Copay

Veterinarian Tele-Health

Employee Benefits

What employees receive

A comprehensive package of supplemental health, wellness, and financial protection benefits employees may elect to access.

Virtual Telehealth

24/7 access to virtual primary care, urgent care, and chronic condition support.

Accident & Hospital

Coverage for 120+ qualifying incidents and 80+ injury benefits, plus hospitalization support.

$0 Copay Prescriptions

Access to over 1,000 commonly prescribed medications at zero cost through 70,000+ pharmacies.

Medical Concierge

Support for authorizations, referrals, and navigating the healthcare system with expert guidance.

Mental Health

Multi-level support from peer advocates, therapists, psychologists, and board-certified psychiatrists.

Pet Telehealth

Virtual veterinary care - licensed vets and certified trainers, accessible from home.

Full Family Coverage

Health benefits are extended to immediate family members.

Health Education

Expert-led weekly health content developed by board-certified medical professionals.

Virtual Telehealth

24/7 access to virtual primary care, urgent care, and chronic condition support.

Mental Health

Multi-level support from peer advocates, therapists, psychologists, and board-certified psychiatrists.

Accident & Hospital

Coverage for 120+ qualifying incidents and 80+ injury benefits, plus hospitalization support.

Pet Telehealth

Virtual veterinary care - licensed vets and certified trainers, accessible from home.

$0 Copay Prescriptions

Access to over 1,000 commonly prescribed medications at zero cost through 70,000+ pharmacies.

Full Family Coverage

Health benefits are extended to immediate family members.

Medical Concierge

Support for authorizations, referrals, and navigating the healthcare system with expert guidance.

Health Education

Expert-led weekly health content developed by board-certified medical professionals.

Virtual Telehealth

24/7 access to virtual primary care, urgent care, and chronic condition support.

$0 Copay Prescriptions

Access to over 1,000 commonly prescribed medications at zero cost through 70,000+ pharmacies.

Mental Health

Multi-level support from peer advocates, therapists, psychologists, and board-certified psychiatrists.

Full Family Coverage

Health benefits are extended to immediate family members.

Accident & Hospital

Coverage for 120+ qualifying incidents and 80+ injury benefits, plus hospitalization support.

Medical Concierge

Support for authorizations, referrals, and navigating the healthcare system with expert guidance.

Pet Telehealth

Virtual veterinary care - licensed vets and certified trainers, accessible from home.

Health Education

Expert-led weekly health content developed by board-certified medical professionals.

Why these benefits matter to your employees

“Roughly one-third of Americans cut back on food, utilities or other daily expenses to pay for healthcare last year”

Sriparna Roy, Reporter for Reuters

“Roughly one-third of Americans cut back on food, utilities or other daily expenses to pay for healthcare last year”

Sriparna Roy, Reporter for Reuters

Add a Schedule Call

The Difference

Without vs. with Better Benefits

See how supplemental benefits expand what your employees have access to, alongside your existing plan.

$0 Copay 24/7 Telehealth

$0 Copay Prescriptions

Mental Health Support

Accident & Hospital Coverage

$0 Copay Pet Telehealth

Medical Concierge

Weekly Health Updates

Monthly Employer Net Cost

Without Insurance

With Insurance

Maybe

$$$

With Better Benefits

the bigger picture

“Ethan Allen’s average healthcare cost for a worker in the U.S. is around 10 times more than for those in Mexico, 35 times more than that of employees in Honduras and double that of workers in Canada. ”

Jennifer Williams, Reporter for The Wall Street Journal

Jennifer Williams, Reporter for The Wall Street Journal

Qualification

Is this right for your organization?

Better Benefits works well for a specific kind of employer. Here's an honest look at who it's built for.

You're a strong fit

Most employers check every box

You have W-2 employees on payroll

You have minimum 20 Full time or Part time employees

You run standard payroll with a recognized provider

You care about employee's wellbeing

You want to improve retention and recruiting without raising costs

You want to increase benefits without increasing monthly costs

You're a strong fit

Most employers check every box

You have W-2 employees on payroll

You have minimum 20 Full time or Part time employees

You run standard payroll with a recognized provider

You care about employee's wellbeing

You want to improve retention and recruiting without raising costs

You want to increase benefits without increasing monthly costs

Probably not the right fit

We'd rather be upfront than waste your time

Your staff are not USA based

You have less than 20 employees

You're looking to replace your existing health insurance

You don’t feel responsible for providing benefits to your workforce

Your payroll runs outside a standard W-2 structure

Not sure where you fall? A 15-minute call is all it takes to find out. No commitment required.

Schedule a Call →

Probably not the right fit

We'd rather be upfront than waste your time

Your staff are not USA based

You have less than 20 employees

You're looking to replace your existing health insurance

You don’t feel responsible for providing benefits to your workforce

Your payroll runs outside a standard W-2 structure

Not sure where you fall? A 15-minute call is all it takes to find out. No commitment required.

Schedule a Call →

The Program

How the program works

Easy setup with your dedicated account manager. We handle the heavy lifting.

Kickoff & Planning

Discovery call to confirm fit and customize the program to your team's structure, size, and payroll provider.

agreement completed

Guided Enrollment

Simple, voluntary election process with full support for employees at every step.

ALL MAJOR PROVIDERS

Employee Education

We run structured sessions so every employee understands their benefits before making a decision.

100% voluntary

Launch & Support

Go live in 2–4 weeks. Ongoing support from our team — we don't disappear after launch.

Avg. 2–4 weeks

FINANCIAL IMPACT

See what Better Benefits could mean for your organization

Enter your headcount and we’ll estimate the potential payroll tax efficiency your business may experience when employees participate. The math is straightforward.

NUMBER OF EMPLOYEES

110,000+

Figures are illustrative only. Based on a potential employer payroll tax efficiency of up to $70 per participating employee per month, assuming 100% participation. Actual outcomes vary by workforce composition, participation rate, and payroll structure. This is not a guarantee of savings. Employer-specific impact is determined during onboarding.

Estimated ImpactBased on 50 employees

POTENTIAL ANNUAL EFFICIENCY

$42,000 /yr

if all employees participate

Rate per employeeUp to $50 / mo

Monthly potential$3,500

Annual potential$42,000

At 50% participation$21,000 / yr

At 75% participation$31,500 / yr

Get your actual estimate on a call

FAQ

Frequently asked questions

We understand employers want clarity before implementing a new benefit program. Here are answers to the most common questions.

Does this replace our health insurance?

How much does this cost the employer?

Are employees required to participate?

Will this reduce employee take- home pay?

How long does implementation take?

How much work does this create for HR?

Are there financial advantages for employers?

Do we need to change our insurance broker or plan?

Does this replace our health insurance?

How much does this cost the employer?

Are employees required to participate?

Will this reduce employee take- home pay?

How long does implementation take?

How much work does this create for HR?

Are there financial advantages for employers?

Do we need to change our insurance broker or plan?

Get Started

Benefits your employees will love - so will your finance department

No obligation. Just a conversation to see if it's a fit for your organization.

Schedule a Call →

See How It Works

More Wellness. Less Cost.
Supplemental health & wellness benefits
employers and employees both love.