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All benefits (except for Critical Illness) are Guaranteed Issue and have no participation requirements, provided that enrollment is an active enrollment performed by BBI. Most of our plans are eligible for Section 125 and the employees are given the flexibility to select any combination of available benefits.
 

Dual-option Limited Medical Plan

Benefits include all 9 major components of a comprehensive major medical plan:

  • Hospital Room and Board
  • Doctor’s Office Visits
  • Surgery
  • Anesthesia
  • Diagnostic X-ray and Lab
  • Prescription Drug Benefits
  • Hospitalization for Mental and Nervous Conditions
  • Accident Benefits
  • Wellness Benefits

more coming soon...

 
Dual-option Dental Plan
Preventive 100%
Basic 50% (80%)
Major (50%)
Deductible $50 ($75)
Annual max $1000
  • Preventive coverage is 100%, with no deductible
  • Freedom to go to any dentist
  • No waiting periods or pre-existing conditions for preventive or basic coverage
  • Waiting periods for major services can be waived for groups with prior coverage
  • Hi/low plans available

more coming soon...

 

Short-term Disability
  • Maternity is treated as any other disability
  • 14 day waiting period
  • 26 weeks benefit period
  • 60% of salary up to $150 per week

more coming soon...

 
Term Life
  • Provides immediate cash benefits up to $50,000 in case of death
  • Guaranteed Issue
  • Unisex/unismoker rates
  • Waiver of premium if disabled
  • Five-year age bands
  • Accelerated death benefits
  • Portable and Convertible

more coming soon...

 
Term Life with Critical Illness Rider
Provides immediate cash benefits of $10,000 to %50,000 in case of:
  • Specified cancer types
  • Major organ transplant
  • Heart attack
  • Kidney failure
  • Stroke

more coming soon...

 
Discount Card
Discounts up to 50% off on most services:
  • Pharmacy
  • Vision
  • EAP
  • Nurse hotline
  • Hearing
  • Chiropractor

 

more coming soon...

 

 

 

 

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